Calculators
Financial calculators
Plan SIPs, EMIs, retirement and taxes in seconds — free, instant, and no login required.
SIP Calculator
See how monthly investments grow over time with compounding.
Open calculatorLumpsum Calculator
Project the future value of a one-time investment.
Open calculatorSWP Calculator
Plan regular withdrawals while your corpus keeps working.
Open calculatorEMI Calculator
Work out monthly loan instalments and total interest.
Open calculatorGoal Calculator
Find the SIP or lumpsum needed to reach a target corpus.
Open calculatorRetirement Calculator
Estimate the corpus and savings needed for retirement.
Open calculatorTax Calculator
Compare income tax under the old and new regimes.
Open calculatorLooking for more tools? Explore our reference calculators.
Disclaimer: Investment in securities market is subject to market risks. Read all related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Ocean Veda Capital is an authorized person of Mirae Asset Sharekhan Financial Services (MASFS). MASFS is a SEBI registered stock broker with NSE, BSE and MCX.
Helpful context
Using financial calculators well
Financial calculators turn a small set of assumptions into an estimate that is easier to review. Ocean Veda Capital provides tools for SIPs, lumpsum investments, systematic withdrawals, loan EMIs, financial goals, retirement and income tax. Each calculator focuses on a different question, so choosing the right tool is the first step.
The result depends entirely on the figures entered. Investment calculators use an assumed rate of return, while the EMI calculator uses a loan rate and the tax calculator applies the stated slab rules. Changing a rate, timeline, contribution or withdrawal can materially change the answer. It is useful to test more than one scenario rather than rely on a single result.
For example, someone planning a long-term goal can first use the Goal Calculator to estimate the required contribution, then use the SIP Calculator to see how a chosen monthly amount may grow. Someone comparing a loan can use the EMI Calculator to understand both the monthly instalment and total interest. Results are estimates for planning and discussion, not forecasts or recommendations.
Frequently asked questions
- Which calculator should I use for a monthly investment?
- Use the SIP Calculator to estimate growth from regular monthly contributions, or the Goal Calculator to estimate the contribution for a target amount.
- Why do results change when I adjust the expected return?
- The assumed return affects compounding in the calculation. It is not guaranteed, so comparing conservative and higher assumptions provides better context.
- Are calculator results financial advice?
- No. They are mathematical estimates based on the inputs provided and should be reviewed alongside personal circumstances and professional guidance.
Turn a plan into action
Once you've run the numbers, talk to an advisor to put them to work.